Dealing with property damage is stressful enough without the added burden of navigating complex insurance claims. Our emergency boarding up service in Guildford is meticulously designed to be fully compliant with the requirements of all major UK insurance companies, helping to make your claim process as smooth, efficient, and successful as possible. We are your trusted partner in securing your property and supporting your claim.
When an unexpected event like a burglary, a severe storm, or an accident damages your property, your immediate priority is to make it safe. Your insurance policy will almost certainly require you to take ‘reasonable steps’ to prevent further loss. This crucial step is often referred to as ‘mitigating the loss’, and professional emergency boarding up is the primary and most accepted form of fulfilling this obligation.
Is Emergency Boarding Up Covered By Insurance?
In the vast majority of cases, the answer is a resounding yes. Insurance policies are designed to cover unforeseen damages, but they also place a responsibility on the policyholder to act prudently to prevent the situation from worsening. When your property is damaged, leaving it exposed to the elements or vulnerable to further criminal activity can be seen as a failure to mitigate loss, potentially impacting your claim.
Emergency boarding up directly addresses this requirement. By promptly securing your property, you are actively preventing further damage from weather (e.g., rain, wind, cold) and protecting it from opportunistic theft or vandalism. This proactive measure demonstrates to your insurer that you have fulfilled your obligation, safeguarding your claim for the original damage and any subsequent, unavoidable losses.
How We Help With Your Insurance Claim: Our Comprehensive Support
We understand the intricacies of the insurance process and provide everything you need to support your claim effectively. Our service goes beyond just boarding up; we provide a complete package of support:
-
Recognised Professional Service: As a reputable and professional boarding up company, our services are widely recognised and accepted by insurers across the UK. Our methods and materials meet industry standards, ensuring your insurer views our work as a legitimate and necessary expense.
-
Full, Detailed Invoicing: We provide a comprehensive VAT invoice that meticulously details the work carried out, the specific materials used (e.g., type and thickness of timber), the exact time and date of the call-out, and the duration of the work. This level of detail is precisely what your insurer needs to see to process your claim efficiently.
-
Damage Reports and Photographic Evidence: Where appropriate, we can provide a concise report on the initial damage observed, which can be invaluable for your claim. Our technicians can also take photographic evidence of the damage before and after boarding, further substantiating your claim.
-
Direct Billing (Corporate Clients & Subject to Approval): For our commercial clients, landlords, and property management companies, we can often arrange to bill the insurance company directly, saving you significant administrative time and hassle. This service is subject to prior approval from your insurer.
-
Expertise in Various Damage Types: Whether your claim stems from burglary repairs, storm damage, vandalism, fire damage, or accident damage, our documentation will clearly reflect the nature of the incident, aligning with your policy’s terms.
Working With Loss Adjusters and Assessors
If your claim involves a loss adjuster or an independent assessor, you can be confident that our work will meet their stringent standards. Our professional, secure, and well-documented solutions demonstrate that you have acted responsibly to protect the property. This proactive approach is a key factor in the positive assessment of your claim and can help to expedite the entire process.
Don’t Delay - Your Insurance Requires It
Failing to secure your property promptly after damage could potentially invalidate your claim for any subsequent losses. For example, if a window is broken during a storm and you don’t board it up, and then further damage occurs due to rain ingress or theft, your insurer may refuse to cover those additional losses. It is absolutely vital to act quickly.
Our 24-hour emergency boarding service ensures you can meet this obligation without delay, providing immediate security and peace of mind.
If you need to make an insurance claim for property damage in Guildford, don’t hesitate. Call us now. We provide the fast, professional, and approved boarding up contractor service you need to protect your property and support your insurance claim effectively. For more details on our service costs, please refer to our pricing page.
